In Orlando, when you are involved in an automobile crash, PIP covers the cost of treatment up to $10,000 irrespective of who is responsible for the accident. Orlando’s no-fault insurance laws were put in place to help most motorists to avoid time in court and to quicken payments to injured drivers.
However, there is a significant increase in PIP claims, and a considerable amount of them have proved fraudulent. Moreover, it is believed that laws don’t do above the $10,000 to protect the victims of car accidents. If the injuries you sustain in an automobile crash exceed $10,000, what will then happen?
Understanding the Limitations of No-Fault Laws and PIP
Let us consider an instance of how flawed the system is to understand it better.
When you are being hit by another vehicle on the way, and it resulted in injury to your spine and consequently paralysis in some part of your body, the crash has rendered you incapacitated. Due to the accident, you will not enjoy your life to the fullest and all as a result of someone else’s negligence.
In such case, the $10,000 that will be provided by the PIP insurance will not be sufficient to cover your ongoing therapy, medical bills, suffering and the pain that will last your entire life. You will need to hire a car accident lawyer in Orlando to file a personal injury lawsuit against the other motorist for damages to obtain any compensation above the $10,000 threshold.
Buying extra PIP insurance is one way to protect yourself above the $10,000 threshold. You can acquire an uninsured driver coverage that will award you all the benefits if the other motorist does not have enough insurance and does not have any insurance at all to cover your expenses.
However, if you are already injured in the automobile crash, both of these options are of no use to you whatsoever. They protect you only before you sustain injuries.
A Car Accident Lawyer in Orlando is the only way to acquire compensation above $10,000 as the rules attached to it are strict.
What are the Requirements Needed to File a Personal Injury Lawsuit in Orlando?
The Orlando injury threshold law states that you are qualified to seek compensation for diseases or injuries resulting from car accidents that fall within the following categories:
- Significant and permanent scarring or disfigurement
- Substantial and Permanent loss of body functions
- Permanent injury that qualifies medical probability within reason
The dominant word in these requirements is “permanent.” For your case to be held in court, your sustained disease or injury must affect you for the rest of your life. You can only seek damages for suffering, pain, mental anguish and inconvenience facilitated by the accident just if these conditions are met.
It is very challenging to win a case like this, but it is possible with the skills of an expert Car Accident Lawyer in Orlando. You require a lawyer with years of experience dealing with similar cases as yours. The lawyer will prove that your resulting situation is permanent which will award you the best opportunity to get your well-deserved compensation.