Free consultation · No fee unless we win · Se habla español · Home and hospital visits available
Free consultation
No fee unless we win
Se habla español
Home and hospital visits available
Florida now gives most injury victims two years to file. Evidence disappears a lot faster than that.
Car & Truck Collisions
A crash takes seconds. Recovering from it takes longer.
Rear-end, intersection and highway collisions on I-95, Florida’s Turnpike and US-1. The insurer’s first offer is rarely what the claim is actually worth.
Riders are blamed first. We find out what really happened.
Motorcyclists absorb the worst of every impact, yet they are rarely the ones telling the story afterward. We reconstruct the crash before the insurer decides who was at fault.
When the harm came from the people you trusted to help.
Surgical mistakes, missed diagnoses and medication errors. Florida sets separate, unforgiving procedures for these claims, and the deadlines start earlier than most people expect.
Workers’ compensation covers part of what you lose. When someone outside your employer contributed to the injury, there is often a second claim your carrier will never mention.
On foot or on a bike, you had every right to be there.
Florida is among the most dangerous states in the country for pedestrians and cyclists. These cases turn on evidence that can disappear within days of the crash.
400+5.0 Stars · ReviewsAcross our Google Business Profiles
AV Preeminent®Martindale-Hubbell’s highest peer rating
75+ YearsCombined trial experience
Two OfficesPort St. Lucie and Jupiter
Free ConsultationNo fee unless we win your case
The results listed above were obtained in specific cases and depend on the facts, injuries, and insurance coverage involved. Every case is different, and a prospective client may not obtain the same or similar results.
Our Firm
A Personal Injury Law Firm Serving Port St. Lucie, Jupiter, and All of Florida
Hughes & Barnard Law Firm, P.A. is a plaintiff-only personal injury law firm with offices in Port St. Lucie and Jupiter, Florida. We represent people injured by someone else’s negligence — in car, truck, and motorcycle crashes, on unsafe property, at work, and through medical mistakes — across St. Lucie, Martin, Palm Beach, and Indian River counties and throughout the state. We do not represent insurance companies, and we never have to ask whose side we are on.
Managing partner Howard M. Hughes has practiced law in Florida since 1995 and holds an AV Preeminent® rating from Martindale-Hubbell, the highest peer-review rating an attorney can receive for legal ability and ethical standards. Partner Cameron Barnard began his career defending hospitals, physicians, and insurers, and has since recovered more than $20 million for individuals in catastrophic injury, wrongful death, medical malpractice, and nursing home abuse cases.
Most of the people we represent come to us through someone we have represented before. Whether you found us that way or at two in the morning from a hospital bed, you get the same thing: a real attorney on the phone, a straight answer about whether you have a case, and a firm small enough that the lawyer who takes your call is the lawyer who handles your file.
A few details is all we need to tell you whether you have a claim worth pursuing. No cost, no obligation, and the attorney who reviews it is the attorney who would handle it.
We Spent Years on the Insurance Company’s Side of the Table
Before law school, Howard Hughes worked as an all-lines insurance adjuster and in claims management. He then spent years representing and defending insurance carriers before switching sides permanently. Cameron Barnard started his career defending hospitals, doctors, and insurers.
That means we know how a claim file gets built, how reserves are set, how adjusters are trained to value an injury, and what actually makes a carrier decide a case is worth paying instead of fighting. Most of the tactics used against injury victims are not improvised. They are procedure, and we learned the procedure from the inside.
We build the file the way the adjuster will read it.
Treatment gaps, prior injuries, and recorded statements are the three things carriers use most often to discount a claim. We address them at the start, before they become the reason your offer is low.
We know what a case is actually worth to them.
Carriers value claims with software and internal guidelines, not intuition. Knowing what drives those numbers is the difference between accepting the first offer and knowing it is not the real one.
We are prepared to file suit, and they know it.
A carrier’s evaluation of a claim includes its evaluation of the lawyer on the other side. We build every case as though it will be tried, because that assessment gets made whether or not the case ever reaches a courtroom.
Practice Areas
Injury Cases We Handle in Port St. Lucie and Jupiter
We handle personal injury and wrongful death claims throughout Florida. If your situation is not listed here, call anyway — we will tell you honestly whether you have a claim, and if we are not the right firm for it, we will tell you who is.
Car & Motor Vehicle Accidents
Rear-end collisions, intersection crashes, and highway wrecks on I-95, Florida’s Turnpike, US-1, and the roads you drive every day.
The results listed above were obtained in specific cases and depend on the facts, injuries, and insurance coverage involved. Every case is different, and a prospective client may not obtain the same or similar results.
Start Your Claim
Is your case worth pursuing?
We will give you a straight answer, and we will tell you if the answer is no. Florida generally allows two years to file — evidence disappears far sooner.
How It Works
What Happens After You Call Us
01
We talk, at no cost and with no obligation.
You tell us what happened. We tell you whether you have a claim worth pursuing, what it likely turns on, and what your deadline is. If you do not have a case, we will say so on that call rather than sign you up and find out later.
02
We investigate while the evidence still exists.
Carriers value claims with software and internal guidelines, not intuition. Knowing what drives those numbers is the difference between accepting the first offer and knowing it is not the real one.
03
We handle the insurance company so you can treat.
Once we are involved, the adjusters call us instead of you. We coordinate with your doctors, document how the injury has changed your life and your ability to work, and present the claim only when your medical picture is clear enough to value it properly.
04
We settle it, or we file suit.
Most cases settle. When a carrier will not make a fair offer, we file. You decide whether to accept any offer, and you get our honest read on the risks either way — not a push toward whichever outcome is faster.
Our Team
The People Handling Your Case
You will not be handed off to a case manager you never met. At a firm this size, the attorney you speak with is the attorney handling your file.
Our Attorneys
Howard M. Hughes
AV Preeminent® Rated by Martindale-Hubbell · Florida Bar since 1995
Our Port St. Lucie office handles injury claims across St. Lucie, Martin, Indian River, and Okeechobee counties — We regularly handle crashes on I-95, Florida’s Turnpike, US-1, Crosstown Parkway, Gatlin Boulevard, and Port St. Lucie Boulevard, and we work with clients treating at Cleveland Clinic Tradition Hospital, HCA Florida St. Lucie Hospital, and Lawnwood Regional Medical Center.
Serving: Port St. Lucie, Fort Pierce, Stuart, Jensen Beach, Palm City, Hobe Sound, Vero Beach, Sebastian, and Okeechobee.
Our Jupiter office serves northern Palm Beach County, where cases are filed in the 15th Judicial Circuit in West Palm Beach. We handle crashes along Indiantown Road, US-1, Military Trail, A1A, and the I-95 corridor through Jupiter and Palm Beach Gardens, and we represent clients treating at Jupiter Medical Center and Palm Beach Gardens Medical Center.
Serving: Jupiter, Tequesta, Palm Beach Gardens, North Palm Beach, Juno Beach, Riviera Beach, Wellington, and West Palm Beach.
5.0 stars across 400+ verified Google reviews of our Port St. Lucie and Jupiter offices.
★★★★★
Howard is an insurance hero. He is able to instruct his clients the best and most professional way to gather evidence to use for settlement without the higher costs of filing lawsuits. He is also experienced in settlement negotiations. Picking up the check was absolutely no problem. He got a great final settlement amount…
Colby G.
★★★★★
I reached out to Cameron regarding a accident and was very pleased with his approach, honesty and guidance even though my case did not warrant a layer. It is great to see kind, considerate and compassionate layers out there. God forbid I need him, but I am keeping his number just in case. He makes you feel like a person and not a case number.
Phil H.
★★★★★
Hughes and Barnard Law Firm, PA. Came through for me when I found out the person that causes my auto accident didn’t have coverage. I was able to get treatments and recover some money. Staff was fantastic and attorney Cameron Barnard was very responsive and worked fast to get my case resolved.
Frequently Asked Questions About Florida Injury Claims
How long do I have to file a personal injury claim in Florida?
For most Florida negligence claims arising on or after March 24, 2023, you have two years from the date of the injury to file a lawsuit. House Bill 837 shortened the deadline from four years to two, and it is now codified at Florida Statutes § 95.11(5)(a). Wrongful death claims also carry a two-year deadline, measured from the date of death rather than the date of the underlying injury. Injuries that occurred before March 24, 2023 may still fall under the old four-year rule, and claims against a city, county, or state agency carry separate pre-suit notice requirements under § 768.28. These deadlines are enforced without exception, so have an attorney confirm which one applies to you as early as possible.
What does it cost to hire a personal injury lawyer at Hughes & Barnard?
The initial consultation is free, and we handle personal injury cases on a contingency fee. You pay no attorney’s fee up front and no attorney’s fee at all unless we recover money for you. Our fee is a percentage of the recovery, set out in a written agreement we go through with you before you sign anything. If we do not recover compensation, you owe us no attorney’s fee.
Can I still recover money if I was partly at fault for the accident?
In most cases yes, as long as you were not more than 50 percent at fault. Florida uses a modified comparative negligence system under Florida Statutes § 768.81(6). Your recovery is reduced by your share of fault, so someone 25 percent at fault with $100,000 in damages recovers $75,000. If a jury finds you more than 50 percent responsible, you recover nothing at all. Medical malpractice claims under Chapter 766 are excluded from that 51 percent bar and remain under pure comparative negligence. Because a single percentage point can end a claim entirely, insurers have a strong incentive to push your share of fault above the line — which is why how the crash is investigated and documented in the first weeks matters so much.
Do I have to use my own PIP insurance after a Florida car accident?
Yes. Florida is a no-fault state, so your own Personal Injury Protection coverage pays first regardless of who caused the crash. PIP generally covers 80 percent of reasonable medical expenses and 60 percent of lost wages up to a $10,000 limit — or a $2,500 limit if a medical provider does not find an emergency medical condition. You must be seen by a qualifying medical provider within 14 days of the crash or PIP benefits can be denied entirely. When injuries are serious enough to meet Florida’s injury threshold, you can pursue a claim against the at-fault driver beyond what PIP covers.
What happens if the driver who hit me had no insurance?
You may still have coverage. Florida does not require drivers to carry bodily injury liability insurance, which is why uninsured and underinsured crashes are so common here. If you carry uninsured or underinsured motorist coverage, that policy can pay for your injuries. Coverage may also exist through a resident relative’s policy, a policy on another vehicle in your household, or a commercial policy if the at-fault driver was working at the time. We review every available policy before concluding a claim has no source of recovery — and clients are often surprised by what turns up.
Will my case have to go to trial?
Most personal injury cases settle without a trial. That said, insurance carriers evaluate a claim partly on whether the lawyer across from them is prepared to try it, so we build every file as though it will be tried. If a carrier refuses to make a fair offer, we are prepared to file suit and take the case to a jury. You decide whether to accept any settlement offer, and you will get our honest assessment of the risks either way.
How much is my personal injury case worth?
No honest attorney can quote you a number on the first phone call. What a Florida injury claim is worth depends on the severity and permanence of your injuries, your past and future medical expenses, lost income and reduced earning capacity, your share of fault, and — very often the deciding factor — how much insurance coverage is actually available. What we can tell you early is what the case turns on and what evidence will move the number. We give you a realistic range once your treatment and records give us something concrete to work from.
How soon after an accident should I call a lawyer?
As soon as you are able. Surveillance video is often overwritten within days, vehicles get repaired or scrapped, skid marks fade, and witnesses become hard to find. Insurance adjusters also tend to request a recorded statement in the first week, and what you say in it can be used to reduce your claim months later. Calling early costs you nothing and preserves options that disappear quickly.
Which areas of Florida does Hughes & Barnard Law Firm serve?
We have offices in Port St. Lucie and Jupiter and regularly handle cases throughout St. Lucie, Martin, Palm Beach, Indian River, and Okeechobee counties — including Fort Pierce, Stuart, Jensen Beach, Vero Beach, Palm Beach Gardens, Tequesta, and West Palm Beach. We also accept personal injury and wrongful death matters elsewhere in Florida. If your injuries make it difficult to travel, we will come to your home, the hospital, or a rehabilitation facility.
Does Hughes & Barnard Law Firm have Spanish-speaking staff?
Yes. Se habla español. We serve Spanish-speaking clients throughout the Treasure Coast and Palm Beach County, and a Spanish-language version of this website is available at handmlaw.net/es/.
Legal Insights
Answers Before You Need Them
Plain-language guides to the Florida rules that decide injury claims.
Howard M. Hughes Named President of the Board of Directors of the St. Lucie County Sheriff’s Office Foundation
Hughes and Barnard Law Firm, P.A. is proud to announce that attorney Howard M. Hughes has been named President of the Board of Directors of the St. Lucie County Sheriff’s Office Foundation. In this leadership role, Howard will work alongside fellow board members to help guide the Foundation’s mission of supporting the men and women of the St. Lucie County Sheriff’s Office while strengthening programs and initiatives that benefit the greater St. Lucie County community. His appointment reflects a longstanding commitment to service, leadership, and giving back to the community he has proudly served for decades.
Hughes and Barnard Law Firm, PA. is a Florida personal injury law firm of civil trial attorneys with over 75 years of combined experience in obtaining successful outcomes for injured clients. Our attorneys focus on handling personal injury and wrongful death matters, insurance disputes, and other complex injury litigation throughout the State of Florida. Our team relentlessly pursues justice, collecting over $250 million in settlements for our clients. Choose Hughes and Barnard, because you deserve more.
You do not need to know whether you have a case before you call. That is what the consultation is for. Tell us what happened, and we will tell you honestly whether it is worth pursuing, what it would involve, and how long you have to decide.
There is no fee for the conversation and no fee unless we recover money for you.
Your information is confidential and is never sold or shared. Submitting this form does not create an attorney-client relationship.